Your Credit Union has the answer to your business lending needs. We're here to serve you! Discover a wide range of business loan services - with competitive rates, convenient repayment options and timely credit decisions.

Commercial Real Estate

Whether you are an owner-operator looking to expand your business or searching for a building for investment purposes, you’ll find flexible loan options tailored to meet your particular needs right here at AECU. Contact one of our experienced Business Lenders to ask about terms up to 10 years with as little as 10% down payment required.

Equipment Financing

Take advantage of our competitive interest rates and terms up to 7 years to purchase vehicles and equipment. Or, consider refinancing existing loans to increase your cash flow.


Working Capital

Looking to grow your business? Need the right cash flow to purchase inventory or meet other short term working capital obligations? Turn to AECU for the lending solution that’s right for you!


Ready to get started?

The first step is completing and returning a personal financial statement.

In addition to a completed personal financial statement, the following documents are needed for processing business loans:
For Sole Proprietors: 3 years Personal Tax Returns and Fictitious Name Filing
For Partnerships: 3 years Personal Tax Returns, 3 years Business Tax Returns, and Articles of Organization and Partnership Agreement
For Limited Liability Companies: 3 years Personal Tax Returns, 3 years Business Tax Returns , Articles of Organization and Operating Agreement
For S Corporations and C corporations: 3 years Personal Tax Returns, 3 years Business Tax Returns, Articles of Incorporation and Corporate By-Laws, and Corporate Resolution

Get started today! Contact our Business Lending team at 314-657-9659 or email


1001 Lynch Street, St. Louis, MO 63118   (800)325-9905   NMLS# 401252   Routing #281082915

  • NCUA
  • Equal Housing Lender