Checking & Savings


As a Credit Union member, you share with us not only the common bond of membership but also the common goal of financial security for you and your family. This is why we offer a wide range of certificates of deposit. For a complete CD account disclosure, simply E-mail us now or contact our Call Center at 877-325-CU4U (877-325-2848), Mon - Fri from 8am - 5pm, Central Time.

Fixed Rate Certificates of Deposit

Fixed rate certificates are a safe, secure method for obtaining a good return on your investments. Your Credit Union offers a wide variety of CD terms at competitive rates. Although the rates on these certificates can change each week, the rate in effect when you open the CD is guaranteed for the full term of the CD.

The minimum deposit for all CDs is $1,000. At your Credit Union, certificates are automatically renewable and your interest earned can be added back to the CD or credited to your account. Plus, members can take advantage of a special CD rate bonus based on their participation as part of Member Merits. If you are a Credit Union member, click here to open a CD online.

Variable Rate Certificates of Deposit

Your Credit Union offers two special Variable Rate CD terms of 36 and 60 months at competitive rates. When you invest in these Variable Rate CDs, you have nothing to lose and even more to gain. After the issue date, the CD rate may adjust twice during the term. The Variable Rate CD term is divided into three equal periods and its rate adjusts on the anniversary date of each subsequent period. (Rate will adjust to current rate for like fixed rate certificate term less a margin.) Rate may increase or decrease however the rate will never be lower than the rate earned on the date you opened the CD. If you are a Credit Union member, click here to open a CD online.

Youth Groups CDs

All members of the Credit Union's youth groups - Junior Account Program, Financial Youth Group and Young Adult Financial Group - are eligible to open a CD with a minimum balance of $500. All youth groups CDs have the same terms and features as our CDs described above.

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1001 Lynch Street, St. Louis, MO 63118   (800)325-9905   NMLS# 401252   Routing #281082915

  • NCUA
  • Equal Housing Lender