Sound financial knowledge starts early. So we offer young investors their own services, specially designed for members of various ages. Members of our youth and young adult savings programs earn dividends on their savings accounts on average daily balances of $5 or more. Additionally, these members may open certificates of deposit with a minimum deposit of $500* as well as take advantage of the exclusive Earn and Learn Savings account.

Junior Account Program

This program -- for members up through age 9 -- is designed to enforce the rewards of savings. Members receive a postcard every other month detailing an incentive giveaway for making a minimum deposit of $3.

Financial Youth Group

For members ages 10-13, the Financial Youth Group provides helpful tips about saving money and getting better grades. Group members receive a postcard every other month announcing special programs, including the Bonus for Good Grades, Summer of Savings and Cold Hard Cash savings programs.

Young Adult Financial Group

Designed for members ages 14 - 21, these members receive email communications about exclusive opportunities and those who are high school seniors are able to enter our annual $1500 College Scholarships program.


Googolplex has something for all our young members. Explore Googolplex, our online guide for kids and teenagers, for fun ways to earn and save money.

No matter what your age, opening an account is easy! You can open your account online, request a new account packet via Email, visit a local branch or call our Member Contact Center at 877-325-2848.

For a complete deposit account disclosure or service charge schedule simply click the link, stop by a local branch or call our Member Contact Center at 877-325-2848. *Minimum does not apply to IRA products. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

Youth & Teens