Loans & Credit Cards

Platinum Visa Cards

One of the most popular services the Credit Union offers is our Visa credit cards. These accounts are available to qualified members at a rate that is traditionally far less than what other financial institutions charge for their cards.

Preferred Platinum Visa®

Want the lowest rate available? Preferred Platinum Visa has it. Imagine your savings with the best rate AECU offers on credit cards. If you are a current member, apply now and you may receive an instant credit decision!*

Platinum Points Visa®   

Want to earn points for your purchases? Platinum Points Visa is for you. Earn one point for every dollar in purchases. Use your points for free travel opportunities via the Rewards! program including air, cruises and quality housewares and more. You can receive rewards for as little as 3,200 points! If you are a current member, apply now and you may receive an instant credit decision!*

Visit the Rewards! site to learn more about the travel and merchandise opportunities or to review complete Program Rules.

Secured Cards

A Secured Visa can make increasing your purchasing power and credit limit easy. If you have no credit history or past credit problems, our secured cards allow you to pledge your savings shares on deposit as collateral for your credit card. You'll enjoy a low rate and NO annual fee, while your savings continue to earn interest! To request an application, simply E-mail us now.

To activate your AECU Visa credit card, call: 866-883-8472.
For your credit card balance or to report a lost or stolen card, please call your local branch.
If after business hours, please call
Report a lost/stolen card: 888-438-0126 or 800-VISA-911
Outside U.S.: 410-581-9994

Click here to view the current credit card disclosure.

*Current underwriting guidelines apply

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1001 Lynch Street, St. Louis, MO 63118   (800)325-9905   NMLS# 401252   Routing #281082915

  • NCUA
  • Equal Housing Lender