Loans & Credit Cards

Current Promotions

Join us for pictures with Santa!

Planning that traditional shot with Santa this season? Head into one of our St. Louis area branches on Saturday, December 5th or December 12th for a picture with Santa. It's FREE!

Saturday, December 5th 9:30-11:30am

West County - 2175 Barrett Station Rd

St. Louis Hills - 6600 Chippewa St

O'Fallon, MO - 2531 Highway K

South County - 3805 Union Rd

Crestwood - 9895 Watson Rd

Fenton - 304 Summit Rd

Saturday, December 12th 9:30-11:30am

Jefferson County - 1334 Jeffco Blvd

Creve Coeur - 12395 Olive Blvd

Florissant - 1075 N. Lindbergh

Shiloh, IL - 1153 Blue Springs Plaza

St. Louis City (pet-friendly) - 1001 Lynch St

South County - 12988 Tesson Ferry Rd


Children ages 12 and under receive a free gift. For more information, contact Cindy at 314-657-9305.

Wrap up your holiday shopping with an AECU Platinum Visa®

Ditch your high-rate credit cards and shop with peace of mind this holiday season with a Platinum Visa Card from your Credit Union.

With our Preferred Platinum Visa® and a rate as low as 6.9% APR*, save with the lowest rate available. Or, if you enjoy earning rewards for your purchases, you’ll save with our Platinum Points Visa® and a rate as low as 8.9% APR.*

Apply online, call 877-325-CU4U, or stop by your local branch today!

Membership eligibility required. *Rates may vary with the market based on the Prime Rate quoted in the Wall Street Journal. The Prime Rate plus the margin equal the Annual Percentage Rate (APR). The margin will be based on creditworthiness. APR can change on the first day of the billing cycle in the month following a change in the Prime Rate. We will use the Prime Rate as of the 15th day of the month before the month of any APR adjustment.

Skate past your next loan payment with Skip-A-Pay!

Jingle your way through this holiday season when you skate past your next loan payment with Skip-A-Pay! The extra cash for your holiday plans is sure to give you freedom to do more!

Loans qualifying for skip-a-payment are: new and used autos, boats, RVs and motorcycles, plus stock, savings and CD, secured, and our Any Reason, Any Season loans.1

Get the extra cash you need and skip your loan payment this season. It's easy!
OnlineAccess: Select 'Secure Forms' and choose 'Skip-A-Payment' from the drop down.
Phone: 877-325-CU4U
In person/Mail: Complete and return form.

Request must be received before the last business day of the month prior to month in which the payment(s) will be skipped. If your loan is paid electronically or through payroll deduction, the money that would normally be applied to your loan will be deposited into your specified savings or checking account. If your loan is paid automatically from your account at another financial institution, the funds for your payment will be taken from that account and deposited into your savings account, in lieu of your loan.1Qualifying loan must be at least one calendar year old, may not be delinquent, and at least six regular payments must be made between skips. Loan must have a total minimum monthly payment of $100. Interest will accrue on all loans affected by the program, which may cause maturity date to be extended. Value Plus/Advantage Over Lease, mortgage, home equity, credit card, Line of Credit, other unsecured loans, business loans and loans with pending insurance claim do not qualify. If you purchased Guaranteed Asset Protection (GAP) for your collateral, this modification changes your original loan terms and could result in an increase of the net unpaid balance owed by you if a claim is filed; you remain fully liable for any portion of the unpaid balance.

Drive away with a new vehicle and a great low rate!

Get into your next vehicle with a great rate as low as 1.74% APR.* New or used. Truck or van. We'll get you where you want to go. We offer 100% financing and terms up to 84 months at highly competitive rates. There's never been a better time to purchase a new vehicle.

Get pre-approved today!

*Membership eligibility required. APR=Annual Percentage Rate. APR effective September 1, 2015 and subject to change. Loan rates based on underwriting criteria and may be higher based on individual underwriting. 1.74% APR reflects the best rate for new autos and terms up to 36 months. Terms of up to 84 months are available based on amount financed. Contact the branch for current rates and terms.

Switch to FREE Checking at AECU!

Fall into savings when you switch your account to FREE Checking at American Eagle Credit Union.

You'll enjoy FREE Visa debit, FREE mobile access, FREE online access, FREE bill pay, FREE eDeposit, FREE Statements, FREE access at 30,000+ CO-OP ATMs, plus more all with no monthly fee or minimum balance requirement!

Switching to AECU FREE Checking is easy. Simply stop by your local branch or contact our Call Center at 877-325-CU4U. Or, open and fund your new account with a few simple clicks.

Great offers are waiting for you! Register for Prewards today.

Prewards® are cash back offers available at your favorite retailers just by using your Visa Check Card (debit). Imagine no coupons and no redemption codes!

It's easy money!

  • Log in to view your Prewards at
  • Choose how you'd like to receive new Prewards notifications - by email or text messages.
  • Use your Credit Union debit card at your favorite retailers to earn your Prewards.

It's that simple! When a Preward is redeemed, you'll automatically receive a confirmation message within minutes. View and manage your Prewards offers today!

Click here to learn more about Prewards.

Receipt of Prewards does not require enrollment in the program with and provision of certain information to edo Interactive, Inc. Participation in Prewards is subject to terms and conditions of the program which may change from time to time without notice.

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Get some EXTRA Credit. Take advantage of our low-rate student loans!

Click here for complete details.

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1001 Lynch Street, St. Louis, MO 63118   (800)325-9905   NMLS# 401252   Routing #281082915

  • NCUA
  • Equal Housing Lender