Loans & Credit Cards

Current Promotions

Save Big with a Balance Transfer!

Do you have balances on other credit cards? If so, transfer them to an AECU Platinum Visa today.  You'll save with a 2.99% APR* for twelve months, plus NO balance transfer fee and of course, NO annual fee. (After the promotional period, your purchase APR applies.  Purchase rates range from 7.15%-20.15% APR, as of 6/1/16, based on Visa account features and underwriting.)

Transferring balances is easy.

- Log in to your OnlineAccess account, click "Secure Forms" and select "Credit Card Balance Transfer Request"

- Or, call 800-325-9905 ext. 8844

Transfer today!  This special offer is available only on balance transfers made 6/15/2016 - 7/31/2016.

*Special 2.99% APR (Annual Percentage Rate) for twelve months available on balance transfers made 6/15/16 - 7/31/16. Transfers must be requested via a Transfer Form, by calling 800-325-9905 ext. 8844, via OnlineAccess, or in person. Transfers made using convenience checks do not qualify. Offer not applicable to current credit union credit card balances. Transfers are subject to credit availability and cannot be used to pay a loan. The credit union reserves the right to refuse to process any transfer request. Payments in excess of the minimum amount due will be allocated to the highest APR first. Promotion balance transfers do not qualify for Rewards! benefits.


Raise your interest with our great CD Specials!

For a limited time only, open a Special Rate 18, 35 or 50 month certificate and earn a yield that's tops in the market, here at your Credit Union.

  • 18 month CD - 1.06% APY*
  • 35 month CD - 1.51% APY*
  • 50 month CD - 1.81% APY*

Open your account online today!
Or, stop by your nearest Credit Union office or call 877-325-CU4U.

*APY=Annual Percentage Yield. APY available as of 5/31/2016; limited time offer and may be withdrawn at any time. Specials available for standard and youth account CDs, Traditional IRA CDs, and business member CDs only. Cannot be combined with any other promotional offer; additional rate bonuses do not apply. Minimum $1,000 opening balance required; youth account CDs may be opened with $500 minimum balance. Subject to penalty for early withdrawal; see disclosure for complete terms and conditions. Membership eligibility required. All members are required to open and maintain a minimum $5 balance in a regular savings account.


Share the Good News…We’ll Pay You $25!

Share the many advantages and money-saving benefits you enjoy at your Credit Union, including free checking, low-rate loans and mobile access. Refer an eligible co-worker, family member, friend or neighbor, and you’ll receive $25 for each person who joins the Credit Union.

When your referral joins the Credit Union and opens one other deposit or loan account, he or she will receive $25 too! What a great way to welcome your new member!

Refer a new member today!

Member eligibility required. See Credit Union for complete member eligibility requirements, account disclosure and service schedule. Additional account must be opened at the time of joining with a minimum deposit balance of $100 or loan of $500 or more. Business accounts are not eligible for this promotion. The $25 bonus will be deposited into the member’s savings account and subject to 1099 reporting. Offer expires August 31, 2016.


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Get some EXTRA Credit. Take advantage of our low-rate student loans!

Click here for complete details.


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1001 Lynch Street, St. Louis, MO 63118   (800)325-9905   NMLS# 401252   Routing #281082915

  • NCUA
  • Equal Housing Lender