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Loans & Credit Cards

Current Promotions

Fall into Savings with FREE Checking at AECU!

Tired of paying checking and ATM fees? According to Bankrate.com, the average monthly service fee banks are charging for checking is $5.54 and non-network ATM fees are up by 5%.* Don’t pay high fees for your checking account. This fall switch to truly FREE Checking at AECU and SAVE all year long!

You'll enjoy FREE Visa debit, FREE mobile access, FREE online access, FREE bill pay, FREE eDeposit, FREE Statements, FREE access at 30,000+ CO-OP ATMs, plus more all with no monthly fee or minimum balance requirement!

Switching to AECU FREE Checking is easy. Simply stop by your local branch or contact our Call Center at 877-325-CU4U. Or, open and fund your new account with a few simple clicks.

*Bankrate.com Annual Checking Account Survey July/August 2014


Help Us Celebrate Our 75th Anniversary!

The Credit Union is turning 75 this year, and we want to thank you and all our members for your support with a chance to win $75 or $750! Here's how . . .

Monthly $75 Drawings
All members will be automatically entered into a monthly drawing to win $75.

Quarterly $750 Drawings
All members will be automatically entered into a quarterly drawing to win $750.

It's easy. If you're a winner, you will be notified by mail and the amount will be automatically deposited into your savings account.

Keep in mind, every Credit Union member is a winner with our FREE Checking, low rates on loans, great rates on savings, plus a wide range of convenient services. So be sure to refer a family member or friend and share the opportunities.

Member eligibility required. Must be in good standing to participate in automatic entry January thru December 2014. No purchase or transaction necessary to enter or win. Click here to view official rules.


Great offers are waiting for you! Register for Prewards today.

Prewards® are cash back offers available at your favorite retailers just by using your Visa Check Card (debit). Imagine no coupons and no redemption codes!

It's easy money!

  • Log in to view your Prewards at abecu.myprewards.com.
  • Choose how you'd like to receive new Prewards notifications - by email or text messages.
  • Use your Credit Union debit card at your favorite retailers to earn your Prewards.

It's that simple! When a Preward is redeemed, you'll automatically receive a confirmation message within minutes. View and manage your Prewards offers today!

Click here to learn more about Prewards.

Receipt of Prewards does not require enrollment in the program with and provision of certain information to edo Interactive, Inc. Participation in Prewards is subject to terms and conditions of the program which may change from time to time without notice.


Drive away with a new vehicle and a great low rate!

Get into your next vehicle with a great rate as low as 1.74% APR.* New or used. Truck or van. We'll get you where you want to go. We offer 100% financing and terms up to 84 months at highly competitive rates. There's never been a better time to purchase a new vehicle.

Get pre-approved today!

*Membership eligibility required. APR=Annual Percentage Rate. APR effective September 1, 2014 and subject to change. Loan rates based on underwriting criteria and may be higher based on individual underwriting. 1.74% APR reflects the best rate for new autos and terms up to 36 months. Terms of up to 84 months are available based on amount financed. Contact the branch for current rates and terms.


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Get some EXTRA Credit. Take advantage of our low-rate student loans!

Click here for complete details.


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1001 Lynch Street, St. Louis, MO 63118   (800)325-9905   NMLS# 401252   Routing #281082915

  • NCUA
  • Equal Housing Lender