Loans & Credit Cards

We Understand

Are you having difficulty keeping up with your loan payments?

We understand that circumstances and unexpected events can challenge your household budget.  And, that sometimes this challenge is just too much to keep current with all of your obligations.  If you have a loan with the Credit Union and find you are falling behind or struggling to keep up with payments, contact us!     

Contact us now...

The sooner you contact the Credit Union, the more options you may have available to you.  In certain situations, we may be able to offer a short-term extension on your payments or a modification to your loan. Additionally, the sooner you contact us, you can lessen the impact on your credit standing with the Credit Union and the credit bureaus.

Let us work with you to find ways to help you with your individual situation.

Mortgage and Home Equity Loans
Call us at 877-269-4179

Auto Loans, Credit Cards, Lines of Credit, and other personal loans
Call us at 314-771-7700 or 800-325-9905 ext. 864

Additional Resources

The Credit Union also offers the BALANCE financial fitness program to our members.  With this FREE program, you have access to professional, confidential money management information and counseling.  Simply call 888-456-2227 or visit our BALANCE web site.

Guide to Avoiding Foreclosure
The U.S. Department of Housing and Urban Development is an excellent resource if you are worried about foreclosure.  Its web site contains everything you need to know from tips to avoiding foreclosure to foreclosure scam information to rental and relocation resources.  

Making Home Affordable
Do you pay your mortgage on time, but are not able to refinance due to a decrease in your home’s value? Are you struggling to make your monthly mortgage payment because of a rate increase or loss of income? Click here to find out if a Home Affordable Modification or Making Home Affordable Refinance can help.

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1001 Lynch Street, St. Louis, MO 63118   (800)325-9905   NMLS# 401252   Routing #281082915

  • NCUA
  • Equal Housing Lender