Home Equity Loans

Maybe money can't buy love, but it's very necessary for just about everything else as you grow! And, a home equity loan from your Credit Union gives you more financial freedom than ever before. Use the equity in your home to finance home improvements, high school or college tuition, purchase a new car, take a vacation or consolidate your bills. Best of all, home equity loans offer tax deductibility on your interest paid (consult your tax advisor). Whatever your needs, you'll enjoy easy access to your available funds and benefit from a variety of competitive products:

Interest-Only Home Equity Line of Credit

Are you looking for a flexible, low-cost way to make the most of your home’s equity? Our NEW Interest-Only Home Equity Line of Credit is a great option! With it, you’ll enjoy:

  • Low Introductory 1.99% APR* for 12 months (current rate as low as 3.00% APR*)
  • Lower monthly payments with interest-only payments throughout the 10-year draw period
  • Borrow up to 90% of your home’s equity
  • Low closing costs

Plus, no annual fee, no prepayment penalties, convenient online and mobile access to funds, AND additional access via checks, CUE Phone, by mail and in-person at the branch.

Get started. Apply online today!


Choice Home Equity Loan

Borrow up to 80% of the equity in your home with the Choice Home Equity Loan. It's ideal for achieving your goals and making your dreams reality. Enjoy competitive rates and flexible terms from 5 to 15 years. Simply apply online.


*APR = Annual Percentage Rate; APR effective 3/1/16. Introductory rate is applicable for first twelve months following open date. After this introductory period, APR is based on the Prime Rate plus or minus a margin based on underwriting & loan-to-value (LTV). APR may vary with Prime Rate after account opening; Floor = 2.0%, Cap = 15.0%. Loan features 10-year draw & 15-year repayment period. Current 3.0%APR reflects best rate available based on less than 80% LTV & individual creditworthiness. All loans subject to approval; membership eligibility required. Equity limits & underwriting requirements vary by state. Home equity lines of credit are not available to residents of Texas; Choice Home Equity loans are available to qualifying members in all states. Due to geographic limitations, these loans may not be available to members not living near a branch office. Rates, terms, and conditions are subject to change.

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1001 Lynch Street, St. Louis, MO 63118   (800)325-9905   NMLS# 401252   Routing #281082915

  • NCUA
  • Equal Housing Lender