Home Equity Loans
A home equity loan from your Credit Union gives you more financial freedom than ever before, with options to suit your needs. Whatever your plan, there is a home equity loan to fit. Check out your options:
Interest-Only Home Equity Line of Credit
Looking for a flexible, low-cost way to make the most of your home’s equity? Our Interest-Only Home Equity Line of Credit is a great option! With it, you’ll enjoy:
- Low Introductory 1.99% APR* for 12 months (current rate as low as 3.00% APR*)
- Lower monthly payments with interest-only payments throughout the 10-year draw period
- Borrow up to 90% of your home’s equity
- Low closing costs
Plus, no annual fee, no prepayment penalties, convenient online and mobile access to funds, AND additional access via checks, Account Access by Phone, by mail and in-person at the branch.
Get started. Apply online today!
Choice Home Equity Loan
Let your home work for you with a Choice Home Equity Loan. Borrow up to 80% of the equity in your home for home improvement projects, pay off credit card debt or just have some extra money for fun things like that vacation you’ve always wanted to take. Get started today!
*APR = Annual Percentage Rate; APR effective 3/1/16. Introductory rate is applicable for first twelve months following open date. After this introductory period, APR is based on the Prime Rate plus or minus a margin based on underwriting & loan-to-value (LTV). APR may vary with Prime Rate after account opening; Floor = 2.0%, Cap = 15.0%. Loan features 10-year draw & 15-year repayment period. Current 3.0%APR reflects best rate available based on less than 80% LTV & individual creditworthiness. All loans subject to approval; membership eligibility required. Equity limits & underwriting requirements vary by state. Home equity lines of credit are not available to residents of Texas; Choice Home Equity loans are available to qualifying members in all states. Due to geographic limitations, these loans may not be available to members not living near a branch office. Rates, terms, and conditions are subject to change. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. NMLS#401252