Discover how to get the most out of your retirement dollars. At AECU, you'll find a variety of Traditional, Roth and Education IRA opportunities. Investing in an IRA provides you with the resources you'll need for retirement as well as flexibility for your changing financial needs.

IRA Accumulation Account

One of the credit union's most popular IRA services is our IRA Accumulation Account. There is a $5 minimum balance for this account and deposits can be made through payroll deduction, by mail or in person. If you are a current member, open an account or manage an existing account today.

IRA Money Market Account

If you're looking for a flexible investment account with an attractive rate of return for your Traditional or Roth IRA, the IRA Money Market Account is right for you! This account offers you a competitive interest rate that is compounded DAILY on balances of $1,000 or more (interest is not compounded on days the average daily balance drops below this amount). Interest is paid to this account monthly. If you are a current member, open an account or manage an existing account today.

IRA Certificates

IRA Certificates of Deposit offer you a variety of terms and rates to meet your needs. Additionally, you can have the interest earned added back to the CD or credited to your IRA Accumulation account. If you are a current member, open an account or manage an existing account today.

For complete details on IRA accounts, eligibility, contributions and withdrawals, click here, visit your local branch or call our Member Contact Center at 877-325-2848.


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

IRAs